Financial Research Report Math Problem Example | Topics and Well Written Essays - 1250 words

Financial Research Report - mathematics Problem ExampleThese locations are thus the ope proportionalitynal locations of the swan. The bank has been operated throughout the past 115 years and during this long term history, banking system all over the world has underwent a lot of change with discover to the technologies along with innovated products and services. The most interesting feature of the bank is that its mode of operating and doing business within the conjunction did not change along with the market edit out during its past numerous years of existence. The Chairman of large(p) City till Group believes that his bank provides a favorable environment to the employees who work over in that location and provides great benefits to them through promotion of family values and various other amenities for making them feel care home (Capital City Bank Group, 2011). Capital City Bank Group is an outstanding performer in the US banking industriousness and the bank holds an exce llent position of repute not only within the industry but within the business communities as well. The success of the bank is evident through the various achievements it has attain throughout its years of operations within the industry. During the recent past, the bank has expanded towards a wide geographic location outside the area of Tallahassee. Along with expansion through physical location spreading, the bank has also increased its reach of client towards various locations of the country (Capital City Bank Group, 2011). Capital City Bank Group is a fiscal services company which comprehensively values to its customers and this form of the banks business operations has added genuine value towards the prospect of the company. The prospect will be validated in the next sections of this research paper in terms of ratio and trend analysis of the banks operation over the past three years and projecting those of the future three years. Along with the projection of future performance of the bank, the stock performance will also be compared with that of S&Ps 500 proponent for evaluating the prospect of investing in the banks stocks. Ratio Analysis The ratio analysis and the trend analysis in this section will be performed with the help of past three years financial figures collected from the annual reports of Capital City Bank Group. The sources from where the data related to financial performance of the bank has been collected have been provided at the end of this research report. Ratios Actual 2008 Actual 2009 Actual 2010 project 2011 Projected 2012 Projected 2013 Liquidity Ratios Current Ratio= Current asset / current liability 1.34 0.96 1.86 1.89 1.94 1.98 Debt to equity ratio= Total liabilities / Owners equity 7.53 8.13 8.99 9.23 9.46 9.55 Operating Efficiency Ratio 64.91 % 77.33 % 84.23 % 86.25 % 88.37 % 92.33 % getability Ratios Return on sales or profit margin= (Net profit / Net Sales) *100 10.66 % - - 2.89 % 3.56 % 6.89 % Return on assets= (Net Profit / Total Assets)*100 0.59 % - - 0.52 % 0.56 % 0.62 % Return on equity= (Net profit / Owners equity)*100 5.06 % - - 4.11 % 6.45 % 9.12 % agate line Ratios related to net profit during the years 2009 and 2010 have been kept blank due to the reason that